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We are pleased to be able to offer a flexible repayment incentive to the ELF loans that commenced in July 2017 for full and partial principal repayments.

The incentive offer opens on 18 February 2019 and closes at 5 pm (AEST) on 22 March 2019.

To apply, you will need to fill in the below form for each separate loan you hold, then remit payment within specific timeframes.

Applications for the 30% discount closed at 5 pm (AEST) on 1 March 2019.

Applications and payments received between 2 March 2019 and 5 pm (AEST) on 22 March 2019 will receive a 17% discount.

For further information on the incentive offer, please refer to the correspondence you would have received from ECTF containing the terms of the offer and the ASX announcement by ECT on 18 February 2019.

Frequently Asked Questions are available here.

If you have any questions, please contact ECT Finance via email: info@ectfinance.com.au.

Application Form – ELF Incentive Program

Application Form - ELF Incentive Program

Section 1: Applicant Details

Your loan number can be found in Table 3, row A of the email you received or in previous correspondence from ECT Finance.
Enter Email
Confirm Email
Enter your preferred contact phone number here.
Street Address
Address line 2

Section 2: ELF Incentive Program

Please enter your loan balance as at 31/1/19. This can be found in Table 3, row B of the email you received.
This is the amount of your loan eligible for payment and discount under the incentive offer.
If you pay by 5 pm AEST on 15 March 2019, you are eligible to receive a 17% discount on the 'loan amount available for the incentive offer'. You may pay less than this amount by selecting 'lower amount' at item 2f, below. There is no minimum.
This is the amount of cash you will need to pay by 5 pm AEST on 15 March 2019 to secure the above max incentive. You may choose to pay a lesser amount by selecting 'lower amount' at item 2(f) below.
Select 'maximum amount' if you intend to pay the maximum cash contribution to achieve the maximum discount. Select 'lower amount' if you intend to pay less than your eligible maximum, then enter that 'lower amount' below.
Enter the amount you wish to pay. It must be less than the maximum cash amount mentioned at item 2(e) above.
This is the dollar discount that will be applied to your loan balance based on your lower cash payment and the 17% discount rate if paid between 2 March and 5 pm AEST on 15 March 2019.
By paying the 'lower amount' toward your loan balance and applying the 17% discount, your new loan balance estimate is estimated above.
By paying the maximum amount toward your loan balance and applying the 17% discount, your new loan balance is estimated above.

Section 3: Oversubscription Application

If you wish to apply to pay more than the amount available under the incentive offer, and receive the same discount, please fill in the following:
The above amount at 3(a) represents the maximum cash payment required to pay out your loan, when combined with the 17% discount. If you wish to request to pay out your loan with the 17% discount, please remit the above amount between 2 March and 5 pm AEST on 15 March 2019.
This is the amount of extra cash you wish to pay. It must be less than the figure shown at 3(a) above. Oversubscriptions will be confirmed on 15 March 2019. The amount of any discount provided to Oversubscriptions will be on the same terms as the Incentive Offer date (i.e. 30% discount to 1 March 2019 and 17% discount from 2 March to 15 March 2019). Any Oversubscription amounts remitted to ECT Finance, and subsequently not allocated in full (e.g. due to high demand), will be refunded within 3 business days after the close of the Incentive Offer period.
This is the dollar discount that will be applied to your loan balance based on your lower cash payment and the 17% discount rate, if paid between 2 March and 5 pm AEST on 15 March 2019.
This is the estimated loan balance following payment of the full amount of the ELF Incentive at 17% discount plus a partial oversubscription payment at 17% discount.

Summary

Below is the amount of cash you need to pay based on your choices above:
Selection: full cash component by 5 pm AEST 15 March 2019, 17% discount, no oversubscription.
Selection: full cash component by 5 pm AEST 15 March 2019, 17% discount, full oversubscription.
Selection: full cash component by 5 pm AEST 15 March 2019, 17% discount, partial oversubscription.
Selection: Partial cash component by 5 pm AEST 15 March 2019, 17% discount, no oversubscription.

Confirm Application

I hereby understand that I am subject to the terms and conditions of the Incentive Offer and Oversubscription application. I am required to remit payment within the defined timeframes for this application to be valid and to receive the commensurate discount. I further acknowledge that ECT Finance has sole discretion in relation to the allocation of any oversubscription.